At Courtney's Clothes, we understand that flexibility in payment options can enhance your shopping experience. Our payment plan policy is designed to offer you convenient and manageable ways to purchase the items you love.
Payment Plan Policy
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Eligibility:
- Payment plans are available for purchases totaling $200 or more.
- Customers must be 18 years or older and provide valid identification.
- A credit check may be required to determine eligibility for the payment plan.
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Payment Plan Options:
- Three-Month Plan: Split your total purchase amount into three equal monthly payments.
- Six-Month Plan: Split your total purchase amount into six equal monthly payments.
- Twelve-Month Plan: Split your total purchase amount into twelve equal monthly payments.
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Down Payment:
- A down payment of 20% of the total purchase amount is required at the time of purchase.
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Interest and Fees:
- Our payment plans are interest-free, provided payments are made on time.
- A late fee of $25 will be applied for any missed payments.
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Payment Methods:
- Payments can be made via credit card, debit card, or bank transfer.
- Automatic payments can be set up to ensure timely payments and avoid late fees.
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Early Payoff:
- Customers may pay off the remaining balance of their payment plan early without any penalties.
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Default and Collections:
- If a payment is missed, we will notify the customer via email or phone.
- If the account remains delinquent for more than 60 days, the account may be sent to collections, and the customer will be responsible for any additional fees incurred.
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Return and Exchange Policy with Payment Plans:
- Items purchased through a payment plan are subject to our standard return and exchange policy.
- If a returned item was purchased on a payment plan, the payments made will be refunded, minus the initial down payment, which will be issued as store credit.
How to Enroll
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In-Store Enrollment:
- Visit any Courtney's Clothes store and speak with a customer service representative to enroll in a payment plan.
- Provide necessary identification and complete the payment plan agreement form.
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Online Enrollment:
- For online purchases, select the payment plan option during checkout.
- Follow the prompts to complete the payment plan agreement and provide required information.
Contact Us
If you have any questions or need assistance with our payment plan options, please contact our customer service team at [Customer Service Contact Information] or visit any of our store locations.
Thank you for choosing Courtney's Clothes. We are committed to providing you with flexible and convenient payment solutions to enhance your shopping experience.